Debt Collection Litigation Involving Frost Bank

Roy G. Clarke v. Frost National Bank, No. 08-23-00310-CV (Tex. App.—El Paso July 29, 2024, no pet.)

In this appeal from a Bexar County court’s revival of a 13-year old dormant judgment, the El Paso (8th) Court of Appeals sided with David Denton’s client Roy Clarke, reversing the trial court because Frost had failed to properly serve the required case-initiating documents on Clarke at the beginning of the judgment revival process. The court of appeals found it unnecessary to decide Clarke’s second argument, that Frost’s judgment revival had occurred after the 12-year deadline.

Roy G. Clarke v. Frost Bank and Fridge & Resendez, P.C., Cause No. 5:24:CV-0744-JKP, in the United States District Court for the Western District of Texas-San Antonio Division

With the Frost judgment against him having effectively been invalidated in state court, Clarke sued Frost and its debt collection attorneys in federal court under state and federal debt collection and consumer protection statutes for Defendants’ improper revival proceeding and their attempts to collect on a time-barred debt. The lawsuit concluded in April 2025 with a confidential settlement agreement.